Tel:  (305) 517-1710

CONTACT US to speak with a Business Financing Specialist if you  have questions about which program is right for your situation, time frame and goals!


PROGRAM G55- HARD MONEY OPTIONS

Considers applicants with lower FICOs, prior bankruptcies, tax liens, judgements, etc.





  • Collateral or 20% (or higher) down payment required

  • Fast Approval; Usually same day

  • Loan Size: $10,000 to $400,000

  • Loans rate range:  14% and up

  • Types of Equipment:   Trucks & trailers, Construction equipment, Occupational vehicles, computers/electronics, agriculture equipment and machine tools and more (call us to find out if your equipment qualifies)

  • FICO Credit Score Minimum: N/A

  • Time in Business Required:  6 months

  • Tax-deductible Equipment Lease Program with $1 buyout or TRAC Lease.

  • Sale leaseback option available

  • Cash out option available (with acceptable collateral)


​PROGRAM Y622

Specializing in Auto & Heavy Equipment Transport


  • Loans rate range:  8.5%-12%

  • Loan Size: $40,000 to $1,000,000

  • Types of Equipment:   Trucks & Trailers

  • FICO Credit Score Minimum: 650

  • Years in Business Required:  2

  • Average Approval Time:  1-3 Days


Additional Info:  Car Transporters must have at least 1 unit and buying a 2nd; all other transporters must have 2 or more, and buying 3rd (minimum).


AGE RESTRICTION:  10 years old or newer

Must have Corporation (or at least DBA) schedule C’s
More focused on Business Cash Flow than FICO score.





​​PROGRAM A212

Loans as low as 6.75%


  • Loan Size: $25,000 to $500,000
  • Terms:  24-60 months
  • Types of Equipment:   All types
  • FICO Credit Score Minimum: 625 +
  • Years in Business Required:  2 years
  • Average Approval Time:  1-3 Days
  • More focused on Business Cash Flow than FICO score


Additional Info:  1st payment .  In some cases they will finance F.E.T (Federal Excise Tax) and Shipping.
EQUIPMENT FINANCED:  Trucks, Trailers, Construction, Ambulances, Fire Trucks, Agriculture, Automotive Service, Food Industry, Manufacturing, and more.



PROGRAM A100

Rates as low as 4.875%


  • Loan Size: $25,000 to $1,500,000
  • Terms:  24-72 months
  • Types of Equipment:   All types
  • FICO Credit Score Minimum: 700 +
  • Years in Business Required:  4 years
  • Average Approval Time:  Same Day
  • Age restriction on most equipment
  • NO Prepayment Penalty
  • Option to refinance or consolidtate multiple units


​​​Additional Info:  Some of these Tier 1 Lenders will lend up to 100% of the equipment cost.  In some cases they finance F.E.T (Federal Excise Tax) and Shipping.



SPECIAL FINANCE OPTIONS FOR YOUR

  • TRANSPORTATION EQUIPMENT
  • CONSTRUCTION EQUIPMENT
  • LIGHT & HEAVY INDUSTRIAL

WHICH EQUIPMENT LOAN FITS YOU?