Loans as low as 6.75%

  • Loan Size: $25,000 to $500,000
  • Terms:  24-60 months
  • Types of Equipment:   All types
  • FICO Credit Score Minimum: 625 +
  • Years in Business Required:  2 years
  • Average Approval Time:  1-3 Days
  • More focused on Business Cash Flow than FICO score

Additional Info:  1st payment .  In some cases they will finance F.E.T (Federal Excise Tax) and Shipping.
EQUIPMENT FINANCED:  Trucks, Trailers, Construction, Ambulances, Fire Trucks, Agriculture, Automotive Service, Food Industry, Manufacturing, and more.



Rates as low as 4.75%

  • Loan Size: $25,000 to $1,500,000
  • Terms:  24-72 months
  • Types of Equipment:   All types
  • FICO Credit Score Minimum: 700 +
  • Years in Business Required:  4 years
  • Average Approval Time:  Same Day
  • Age restriction on most equipment
  • NO Prepayment Penalty
  • Option to refinance or consolidtate multiple units

​​Additional Info:  Some of these Tier 1 Lenders will lend up to 100% of the equipment cost.  In some cases they finance F.E.T (Federal Excise Tax) and Shipping.



CONTACT US to speak with a Business Financing Specialist if you  have questions about which program is right for your situation, time frame and goals!


Specializing in Auto & Heavy Equipment Transport

  • Loans rate range:  8.5%-12%

  • Loan Size: $40,000 to $1,000,000

  • Types of Equipment:   Trucks & Trailers

  • FICO Credit Score Minimum: 650

  • Years in Business Required:  2

  • Average Approval Time:  1-3 Days

Additional Info:  Car Transporters must have at least 1 unit and buying a 2nd; all other transporters must have 2 or more, and buying 3rd (minimum).

AGE RESTRICTION:  10 years old or newer

Must have Corporation (or at least DBA) schedule C’s
More focused on Business Cash Flow than FICO score.

Tel:  (305) 517-1710


Considers applicants with lower FICOs, prior bankruptcies, tax liens, judgements, slow pays

  • Collateral or 20% (or higher) down payment required

  • Fast Approval; Usually same day

  • Loan Size: $10,000 to $400,000

  • Loans rate range:  14% and up

  • Types of Equipment:   Trucks & trailers, Construction equipment, Occupational vehicles, computers/electronics, agriculture equipment and machine tools and more (call us to find out if your equipment qualifies)

  • FICO Credit Score Minimum: N/A

  • Time in Business Required:  6 months

  • Tax-deductible Equipment Lease Program with $1 buyout or TRAC Lease.

  • Sale leaseback option available

  • Cash out option available (with acceptable collateral)

Additional Info: 

AGE RESTRICTION:  Based on equipment
Approval based on higher down payment and acceptable collateral, not FICO score.

NOTE:  The programs charge higher than average interest with shorter repayment terms (18 months to 42 months), which typically result in a higher monthly payment.  Although this program can give business owners the fresh start they need to get equipment in service, Applicants should carefully analyze how much additional monthly income they can earn with the equipment financed through this program.