Additional Info: This loan option is great for consolidating business debts, merchant cash advances with high interest, but does require acceptable security.
SMALL BUSINESS LOANS
BUSINESS LINES OF CREDIT
FACTORING AS LOW AS 1.25%
Not sure about which program best suits your industry, your time frame and individual needs?
Contact us with any questions so that we can further discuss how to leverage future sales or your company's assets to get cash into you business account today.
Payback factor as low as 7.5%
Term Loans $5,000 -$500,000 over 3-36 months
Lines of Credit up to $100,000
FICO Credit Score Minimum: 500
More interested in healthy cash flow and busines health than FICO
Minimum Time in Business: 1 year
Decisions in minutes, funding in as fast as 1 business day
Additional Info: Business to Consumer (Restaurants, Groceries, Health Care Professionals, Retail & Wholesale busineses, Plumbing, Contractors, Electronics, Automotive Repair and MORE.
Loans rate range: 1.5%-6%
Loan Size: $50,000,000 +
Grace period - first payment can be deferred for up to 3 months
FICO Credit Score Minimum: 650
Years in Business Required: N/A
Average Approval Time: 1-3 Days
Required security: Bank instrument (Standby Letter of Credit, Cash, Power Purchase Agreement or other acceptable bank guaranteed instrument)
Additional Info: Best option for Lenders, Finance Companies, Private Banks . Available in and outside of the U.S..
Revolving LOC / similar to factoring
Lends up to 95% of Accounts Receivables or ,
Typically 8-12% of Annual Revenue
Loan Size: $ $150,000-3.000,000
$1 Million in Annual Revenue
Years in Business Required: 2 yrs
Average Approval Time: Same Day (from receipt of documents)
Post on Quick Books and update your credit limit in seconds
Additional Info: COMPLETE APPLICATION, GET APPROVAL IN MINUTES AND GO STRAIGHT TO FUNDING.
Loans as low as 5.88%
Loan Size: $250,000 to $5,000,000
Terms: 1-10 Years
Security Required: Commercial real estate or other acceptable assets
FICO Credit Score Minimum: 600+
Years in Business Required: 2 years
Average Approval Time: 1-4 business days; closing in 3-4 weeks
Monthly payments available
Additional Info: This loan option is great for consolidating business debts, merchant cash advances with high interest.
WHICH EQUIPMENT LOAN FITS YOU?
WHICH PROGRAM SUITS YOUR BUSINESS?
Additional Info: This is an unrestricted line of credit OR term loan (up to 30 year amortization that is backed by commercial property. Fast closing once required documents and appraisal is received.
HOW MUCH WORKING CAPITAL DO I QUALIFY FOR?